The Rising Cost of Retirement
How much income do you actually need in retirement? New research shows an increase that might surprise you.
Pensions, death and taxes: the retirement anomaly
There is an interesting lesson to be learned from a think tank’s pension criticism.
The inflation puzzle of 2022
Annual inflation in 2022 was 10.5%, but not all components rose by double digits.
Into the ice age: the diminishing personal allowance
The frozen personal allowance may be overtaken by the new state pension in only a few years, proving the income tax screw is well and truly tightening.
2023 inflation forecast: The only way is down?
Inflation surged in 2022, but can it reverse in 2023? Source: ONS, Eurostat, BLS. Inflation forecasters were way off target for 2022. For example: • In December 2021, the Bank of England’s Monetary Policy Committee said “CPI inflation was expected…
Caught by the additional tax rate taper trap
A growing number of taxpayers are being caught by the personal allowance taper, which will be exacerbated by the reduced additional rate tax threshold of £125,140. With many also questioning why the new threshold is not a round number, a…
Investment wrap-up 2022
In 2022, most of the world’s major share indices had their worst year since 2008, but the UK’s FTSE 100 was a star performer. Yes, the table is correct. In the year of three Prime Ministers, four Chancellors, a catastrophic ‘mini-Budget’…
Your New Year Financial Planning Checklist
2022 was an eventful year, giving you good reason to think about your financial planning for 2023. This year we saw three prime ministers, four chancellors, no formal Budget (even if the Autumn Statement looked remarkably like one), high inflation,…