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Workplace Pensions - Employers' Obligations

employers auto enrolment


As a result of automatic enrolment, millions of employees now have the opportunity to start building savings for their retirement.

Under the Pensions Act 2008, every employer in the UK must put their qualifying employees into a pension scheme and, where appropriate, pay contributions. This is called 'automatic enrolment'.

Key points to note:

  • If you're a UK employer, auto enrolment will affect you.
  • You will need to 'enrol' certain employees into a workplace pension scheme.
  • You must communicate the changes to your employees that have been affected.

  • Automatic enrolment is a continuing responsibility for employers, and there are ongoing duties to carry out after your initial staging date.

    Each time you pay your employees, including new starters, you must assess their age and earnings to see if they need to be put into a pension scheme, and how much you need to pay in.

    A pension is a long term investment, the fund may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax leglisation.

    Auto Enrolment advice to employers is not regulated by the Financial Conduct Authority.

    Henson Crisp Limited

    Telephone: 01733 355120 / 02036 377140
    Email: enquiries@hensoncrisp.com

    Registered Office:
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    Registered in England, No. 06266686

    Offices in both Peterborough and London.
    Financial Advice for individuals and companies.

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