FREQUENTLY ASKED QUESTIONS
An Independent Financial Adviser (IFA) provides impartial financial advice to their clients, covering a wide range of areas such as investments, retirement planning, insurance, and tax planning.
Unlike advisers who work for a specific bank or insurance company, IFAs are not tied to any particular financial products or providers. This allows them to offer unbiased recommendations that are tailored to the individual needs and circumstances of their clients.
Financial planning is the process of creating a structured strategy to manage your finances effectively and achieve your life goals. It involves assessing your current financial situation, setting short- and long-term objectives, and designing a plan to meet those goals. This can include budgeting, saving, investing, retirement planning, tax strategies, estate planning, and more.
You should review your financial plan at least once a year to ensure it remains aligned with your goals and life circumstances. However, depending on life events, approaching milestones, changes to your goals and market and legislation changes you may want to review your financial plan more frequently.
Yes. While we have Independent Financial Advisers in Cambridge and Peterborough, we have a number of clients across the UK.
Yes. Henson Crisp is authorised and regulated by the Financial Conduct Authority, and our advice is delivered in line with FCA requirements.