Henson Crisp independent financial advisers in Peterborough and Cambridge
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Pensions on Divorce

Pensions are often one of the largest assets in a marriage, which means they play a crucial role in financial settlements during divorce. Our independent financial advisers specialise in pensions on divorce and helping individuals understand how pensions are divided in divorce, including pension sharing orders, offsetting, and attachment orders. We provide clear, FCA‑regulated guidance to help you make informed decisions about your long‑term financial wellbeing.

HOW DIVORCE AFFECTS YOUR PENSION

Pensions can often be one of the largest assets you’ll need to address during divorce proceedings. It’s essential to understand how pensions are treated and how they can impact your financial future. Our team is dedicated to helping you comprehend the options available and make informed decisions that align with your long term goals.

GUIDANCE THROUGH EVERY STEP 

STEP
01

ASSESSING THE VALUE

We will work closely with your divorce lawyer to assess the value of the pension assets. This involves understanding the types of pensions involved and how they should be valued. 
STEP
02

EXPLORING OPTIONS

There are several options for dividing pensions, including pension sharing orders (PSO), pension attachment orders, or offsetting the value against other assets. 

We'll assist your divorce lawyer to help you understand the potential outcomes of the different options. 
STEP
03

LEGAL & FINANCIAL PROCESSES

Dividing pensions can be complex, involving legal and financial considerations. We will guide you through each step, ensuring that you have a clear understanding of the implications and that your interests are well represented. 
STEP
04

PLANNING FOR THE FUTURE

Beyond the immediate division of assets, we help you plan for your future. 

This includes understanding how the division will impact your retirement plans and ensuring that your new financial strategy supports your long-term security. 
STEP
05

NEXT STEPS - AFTER PENSIONS ON DIVORCE

Separately, regulated advice and a personal recommendation can also be offered by us once the PSO or other applicable outcome has been issued and the financial settlement agreed, to ensure the funds are invested in accordance with your current and ongoing requirements. 

HOW WE SUPPORT YOU THROUGH DIVORCE

We recognise that dealing with pensions during divorce is not just a financial issue but also an emotional one. Our approach is grounded in empathy, and we strive to make this process as smooth as possible, minimising stress and providing clear, supportive advice.

We’re committed to helping you move forward with confidence. Whether you’re just beginning to explore your options or are well into the process, we’re here to provide the expert advice and compassionate support you need to make informed decisions for your future.

Our service doesn't have to end here, we can discuss your options throughout the process and if you decide to, we will continue working with you to make your future possible.

OUR PROCESS
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HOW WE SUPPORT YOU THROUGH DIVORCE

Dividing pensions during divorce can be complex, and every situation is unique. While our expert guidance helps clients navigate these challenges with confidence, staying informed is just as important. 

For the latest insights, practical advice, and updates on pension planning and related topics, visit our News & Resources section.

FREQUENTLY ASKED QUESTIONS

How are pensions divided during divorce?

During a divorce, pensions are considered part of the financial assets and are often taken into consideration during divorce negotiations. Since pensions can be one of the largest assets in a marriage, understanding how they are divided is important.
MORE INFORMATION ON FINANCES DURING DIVORCE

What options do I have for my pensions when divorcing?

When going through a divorce, your pension is often one of the most valuable assets to be considered. There are several ways pensions can be divided between you and your spouse to ensure both parties have sufficient retirement provisions. Get in touch with our Pensions on Divorce experts to discuss the options available to you.

Can I claim part of my spouse's pension?

Yes, in the UK, you can claim part of your spouse’s pension as part of the financial settlement during a divorce or dissolution of a civil partnership. Pensions are considered part of the marital assets, and there are several ways they can be divided to ensure a fair outcome for both parties.

Can you help after the divorce is finalised?

Yes. We support clients with rebuilding their financial plan, reviewing pensions, and planning for long‑term financial wellbeing.
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Henson Crisp Limited

Telephone: 01733 355120

Email: enquiries@hensoncrisp.com

Henson Crisp Ltd is directly authorised and regulated by the Financial Conduct Authority, financial register number: 469175. Company is registered in England & Wales 06266686; (Registered office: Ground Floor, Bank House, The Lawns, Peterborough, Cambridgeshire, PE3 6AB).

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