FREQUENTLY ASKED QUESTIONS
No. Our initial meeting is held at our expense so you can understand how we work, and more importantly, if you would like to work with us before deciding whether to proceed.
What can I expect during my first consultation and is there a fee for this?
Your initial meeting with Henson Crisp is designed to see if we are the right fit for you, but also if we can help you reach your financial goals. As such, the initial meeting is at our expense.
In the meeting we will ask what your short-term and long-term financial goals are, this could include plans for retirement, purchasing a home, passing your legacy on or other personal aspirations. From here, we will gather information about your current financial situation - your income, expenses, savings, debts etc. Understanding your risk tolerance and investment preferences is important, this will help us tailor our recommendations to your comfort level with risk.
The services offered, along with the costs for financial planning and investment management, will be clearly explained. Asking questions throughout the meeting is encouraged to ensure you have all the information needed to decide if Henson Crisp is the right fit for you.
You should review your financial plan at least once a year to ensure it remains aligned with your goals and life circumstances. However, depending on life events, approaching milestones, changes to your goals and market and legislation changes you may want to review your financial plan more frequently.
Using a comprehensive approach we will assess your risk profile. From your initial consultation with us, we aim to understand your financial goals, investment experience and overall financial situation. We will ask you to fill out a questionnaire to help us assess your attitude to risk, this will give us insight into your investment objectives, evaluating your time horizon, e.g. short-term vs long-term.
Your attitude to risk may change over time for varying reasons such as changes to your financial circumstances or market volatility, therefore we will regularly review your attitude to risk and make changes to your portfolio accordingly.
All fees are clearly outlined and agreed in writing before any advice is provided.
You can verify our authorisation by searching for “Henson Crisp” on the Financial Services Register, which is the FCA’s official public record of regulated firms. The register confirms our permissions, status, and regulatory details, giving you confidence that we meet all FCA requirements for providing financial advice.
